There is hardly any subject that is potentially more contentious for couples than the topic of money. Often this is related to a difference in financial management styles. For example, it may be that you are a “saver” who plans ahead for purchases, while your spouse is more likely to be motivated by a “sale” today. Or perhaps your partner makes certain that the bank statement balances to the penny each month, but you are probably more the one to say, “Close enough; call it good.” These differences far too often deteriorate into arguments. Yet this needn’t be the case.
You married your spouse, in part, because he or she likely brought to the table perspectives that you may have not had. Together, the two of you may have greater skills than you do individually. And this can particularly be true when it comes to money.
It is important to keep in mind that it is not so much the difference in management styles that trip people up as it is a failure to be responsible with whatever style you use. Many couples have benefited from simple things such as: developing a budget, taking time to think about and discuss major purchases before making them, and resisting impulse spending.
Above all, this most essential thing in discussing finances is to remember to show each other respect. A difference in style is not typically a “right or wrong” issue, but simply a difference. Treat it as such and look for ways to communicate love through challenging issues.